Salary
Gross to Net Calculator 2026
Tax class, children, church tax, health insurer surcharge: what is left of your German gross salary, monthly and per year.
The calculator uses the 2026 German income tax tariff with a basic allowance of €12,348, the social insurance contribution rates (pension 18.6 percent, unemployment 2.6, health 14.6 plus the insurer’s surcharge, long-term care 3.6 with a surcharge for the childless and a discount per child) and the 2026 contribution ceilings. Tax classes are modelled through allowances and splitting. The result is a reference value; your payslip may differ by a few euros. Background in the article Gross and net.
