Money you are owed
Grants & Subsidies
Every year billions in subsidies go unclaimed because nobody files the application. Find yours here.
The state bank
KfW funding 2026: loans and grants for homes and renovation
Germany’s KfW grants low-interest loans and subsidies for new builds, purchases, renovation and heating.
Capital-forming
Housing bonus and employee savings bonus: small subsidies that add up
The German state pays up to €70 of housing bonus and up to €123 of employee savings bonus a year, the employer up to €480 of capital-forming benefits.
For young families
Parental allowance 2026: amount, variants, application
German parental allowance replaces 65 percent of net income, between €300 and €1,800, for up to 14 months.
Subsidies
Subsidy Finder
Six questions on life situation, income, housing and plans: which German subsidies you are entitled to in 2026.