Wealth across generations
Family & Money
Money in the family means education, provision and eventually handover. Three topics best tackled early.
Learning with money
Pocket money: the 2026 guide and the rules that work
How much pocket money is appropriate at which age, why it should be paid without conditions and how children learn from it what parents cannot otherwise teach: deciding, waiting, regretting..
The best present
A child’s investment account: €50 a month, 18 years, a starting capital
An ETF savings plan for a child uses 18 years of compounding and the child’s own tax allowance.
Handover
Inheritance in Germany: allowances, wills, gifts during life
Around €400 billion are inherited in Germany every year, often unplanned.
Family
Parental Allowance Calculator
Net income before the birth, variant, part-time: basic Elterngeld, ElterngeldPlus and partnership bonus compared.