Only the essentials
Insurance
The best insurance covers the loss you cannot carry yourself. Everything else is a premium without a benefit.
Securing your livelihood
Occupational disability insurance: the most important policy
One in four working people in Germany becomes unable to work before retirement, and the state reduced earning capacity pension is not enough.
For everyone
Personal liability insurance: the must-have that is not mandatory
Whoever causes damage in Germany is liable with their entire wealth, without limit and for life.
Four walls, one inventory
Contents insurance: when it pays and what it covers
Fire, water, storm, burglary: contents insurance replaces everything in the flat at new value.
Protection
Insurance Check
Life situation, job, family, possessions: which insurance you need, which is optional and which you can skip.