Bricks and mortar, with sense
Property
A property is usually the biggest decision of a lifetime. We run the numbers: price, closing costs, mortgage payment, yield and the moment when selling is smarter.
The big question
Buying property in Germany 2026: buy or rent?
Mortgage rates around 3.5 percent, prices rising slightly again after the correction, rents at record levels: in 2026 buying adds up again, but not everywhere.
The hidden 12 percent
Closing costs in Germany: transfer tax, notary, agent
On top of the purchase price come 8 to 13 percent of closing costs depending on the federal state, which no bank finances.
Buy to let
Rental yield: gross, net and what really counts
A flat to let pays off when the net rental yield exceeds the mortgage rate.
Getting the best price
Selling property in Germany: price, timing, tax
Whoever sells decides the price with the preparation.
Property
Mortgage Calculator
Price, federal state, equity, rate and repayment: monthly payment, closing costs and remaining debt after the fixed-rate period.
What is my property worth?
What is your property worth?
Enter city, living area, year built, condition and location, see a first value range from the regional data and, if you wish, request a substantiated valuation with comparable sales. Free, no agent commitment.
- First value range from regional data, year built, condition, location and features in two minutes
- Substantiated valuation with comparable sales from the official purchase price registers within two working days
- No agent commitment: the valuation is free, whether you sell remains your decision
