Money type

TheFounder

The best return comes from your own work.

You invest in yourself, your business, your ideas. A savings plan is too slow for you, a loan for growth no problem. Your weakness: everything on one card, and retirement provision comes later, which means never.

• Own invoice
• Thinks in hourly rates
• Likes risk
• Forgets the pension

Your money style

An hourly rate that includes provision, three standing orders from day one: tax account, ETF, pension. Disability cover before anything else.

Your calculator

Hourly Rate Calculator

Read on

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Financing a startup in Germany: equity, grants, microloans
Retirement provision for the self-employed: no employer, but a plan

Find out yourself: start the quiz